Tata Capital Ltd

Tata Capital Limited is a part of the Tata Group, one of India’s largest and most diversified industrial conglomerates. It is a financial services company that offers a wide range of services to individuals, businesses, and institutions. Here’s some key information about Tata Capital:

Overview:

• Established: 2007
• Headquarters: Mumbai, Maharashtra, India
• Parent Company: Tata Group
• Industry: Financial Services
• Website: www.tatacapital.com

Services Offered:

Tata Capital provides a variety of financial products and services, including:

1. Retail Finance:
   • Personal Loans: Unsecured loans for various personal needs.
   • Home Loans: Loans for purchasing or renovating homes.
   • Business Loans: Loans for small and medium-sized enterprises (SMEs).
   • Car Loans: Loans for purchasing new or used cars.
   • Education Loans: Loans for higher education expenses.
2. Corporate Finance:
   • Project Finance: Funding for large-scale infrastructure projects.
   • Working Capital Finance: Short-term financing for businesses.
   • Structured Finance: Tailored financial solutions for businesses.
   • Trade and Forex Finance: Financing solutions for import and export businesses.
3. Investment Advisory:
   • Wealth Management: Investment advice, portfolio management, and tax planning for individuals and families.
   • Mutual Funds: Investment products managed by Tata Asset Management.
4. Infrastructure and Advisory:
   • Infrastructure Financing: Funding for infrastructure projects like roads, power plants, etc.
   • Advisory Services: Services for mergers and acquisitions (M&A), equity, and debt fundraising.
5. Tata Capital’s Other Ventures:
   • Tata Capital Financial Services: A non-banking financial company (NBFC) that is part of the group.
   • Tata Capital Housing Finance: Focused on housing loans and mortgages.
   • Tata Capital Green Fund: Investing in sustainable, green energy initiatives.

Leadership:

• CEO: Raghu Krishnan (as of 2024, subject to change)

Market Position:

Tata Capital has established itself as a leading player in India’s financial services industry, offering a blend of traditional and digital solutions to cater to both retail and corporate clients. It has an extensive branch network across India and is known for its ethical business practices and customer-focused services.

Parent Company – Tata Group:

Tata Capital is part of the Tata Group, one of the largest conglomerates in India with a global presence. The Tata Group operates in diverse sectors such as steel, automobiles, IT services, hospitality, and chemicals, among others. Tata Capital benefits from the brand’s legacy and trust, offering products that align with Tata Group’s values of integrity and excellence.

Key Strengths:

• Strong Brand Reputation: Leveraging the trust and legacy of the Tata Group.
• Wide Product Range: Offering diverse financial services catering to different market segments.
• Digital Transformation: Tata Capital has been actively expanding its digital offerings, making it easier for customers to access services like personal loans, credit cards, and wealth management solutions online.

Tata Capital plays an important role in fulfilling the financial needs of individuals and businesses in India, contributing to the growth and development of the Indian economy.

Market Cap                 ₹ 327288Cr.

Current Price               ₹ 945

Stock P/E                     98.4

Book Value                 ₹ 67.6

EPS                              9.61

P/B                              14

Face Value                  10

Debt to Equity             3.38

Financial Data (in cr.)